Planning Future Success For Students

ACT and SAT preparation are important when thinking about applying for colleges. Mackler Associates is there to help through the 2017 testing period. With colleges accepting applications through the Spring season, now is the best time to start taking those tests. Test scores are a major part of the college application process, making test preparation essential. Mackler Associates is available to help students prepare so they can succeed in the future.

Colleges are challenged with deciding which of the many applications to accept. When checking what sets students apart from one another, they often have to look at the ACT/SAT scores. Those with the highest scores have a much higher chance of getting accepted and also getting better scholarships. Mackler Associates has resources for students, parents, as well as teachers to make sure that the students are succeeding to the best of their ability so their application will be one of the few accepted.

Mackler Associates have one-on-one encounters with students to understand their learning styles. Once they have learned this, they can better tailor lessons that best fit the needs of the student.  They believe that it is what a student does outside of class that sets them apart from others and helps them excel, which is why tutoring and mentoring are so crucial. The goal at Mackler Associates is to help all students be confident and achieve successful outcomes.

Advice for First Time Home Buyers

Buying a home for the first time can be difficult and confusing. There are many aspects to consider when making this big decision. Luckily, Liberty Lending is there to offer advice on how to finance the perfect home.

Some of the first things to consider are the amount that the buyer needs to borrow but also keeping into account the amount they are actually able to borrow. These may not be the same amounts because it is determined by the buyer’s monthly income to see how much of a monthly payment they could afford. Many factors are taken into account such as credit score, income, debt, and employment history. These factors may have an impact on how much money a lender is willing to lend.

One of the first suggestions of advice that Liberty Lending has is to get a financial advisor to check all of the essential information and pre-qualify the buyer for a potential loan. The financial advisor should also be able to assist with getting an appraisal of the potential property. Another suggestion is to find an escrow/title company to handle the funding for the new home and make sure everything is signed and completed. Liberty Lending will be there along the way to give advice so that the buyer can focus on making the property their own.


Criminal lawyers is the title for those professionals who act as the defense in the courtroom. They prevent the government from falsely convicting those accused of crimes. Their pay rates can be very high under the right circumstances, but it takes some special talent to be a defense lawyer.

For one, defense lawyers work very long and very odd hours. They might spend all day at the office doing research and paperwork only to spend the evening visiting clients and looking for evidence. Even if they are highly efficient at the office, their work demands their attention at non-regular times.

Criminal lawyers also need to meet clients in weird places. They commonly make visits to hospitals and jails. They need to gather information from injured clients or people that have been arrested. They certainly don’t get to arrange all their meetings in their conference rooms.

A third thing sets defense attorneys apart: they need to understand a wide range of subjects. Their field demands they can defend cases involving murder or drug offenses, but they must also be able to argue cases dealing with sex crimes, theft, and white collar crimes like embezzlement.

Lawyers must be smart, not only to pass the bar exam but to learn the differences between a bail bond hearing and a revocation hearing. On top of it all, they handle multiple cases at a time and must be proficient enough at each to win.

*This information is based on a criminal defense attorney in St. Louis, MO*